Terms and Conditions of Use

These terms and conditions of use (hereinafter "T&C") aim to define the conditions and terms of use of the website www.zakio.fi (hereinafter the "Site") edited by ZAKIO Bank (hereinafter "ZAKIO", "we", "our").

Use of the Site implies full and complete acceptance of these T&C. If you do not accept these conditions, we invite you not to use the Site.

Access to the Site is free. The costs of access and use of the telecommunications network are borne by the user according to the terms set by their operators and access providers.

ZAKIO reserves the right to modify, suspend or interrupt access to the Site at any time, without notice, particularly for maintenance or update reasons.

The user undertakes to use the Site in accordance with its purpose and in a lawful manner. It is particularly prohibited to:

• Use the Site for illegal or unauthorized purposes
• Attempt to access ZAKIO's computer systems in an unauthorized manner
• Disrupt or interrupt the Site's functioning
• Transmit viruses, Trojans or any other malicious code
• Reproduce, copy or sell Site content without authorization
• Use robots, scripts or other automated means to access the Site

The Site provides information on ZAKIO's banking, savings and insurance services, as well as simulators to estimate loan, savings or insurance conditions.

The information and simulations provided on the Site are given for indicative purposes and do not constitute a contractual offer. Final conditions will be communicated when finalizing your request.

The processing of your personal data is governed by our Privacy Policy. By using the Site, you accept the processing of your data in accordance with this policy.

All elements of the Site (texts, images, logos, icons, videos, etc.) are the exclusive property of ZAKIO or its partners and are protected by intellectual property laws.

Any reproduction, representation, modification or adaptation without prior authorization from ZAKIO is prohibited and constitutes counterfeiting punishable by criminal and civil sanctions.

ZAKIO strives to ensure the accuracy and updating of information disseminated on the Site. However, ZAKIO cannot guarantee the accuracy, precision or completeness of information made available on the Site.

ZAKIO cannot be held responsible for direct or indirect damages resulting from use of the Site or the impossibility of using it, particularly in case of interruption, bug, error or failure.

The Site uses cookies to improve your browsing experience. For more information on cookie use, see our Cookie Policy.

ZAKIO reserves the right to modify these T&C at any time. Modifications take effect upon their publication on the Site. It is recommended to regularly consult this page to be aware of any modifications.

These T&C are governed by Finnish law. In case of dispute and in the absence of amicable agreement, the dispute will be brought before the competent courts of Finland.

For any questions regarding these T&C, you can contact us:

ZAKIO Bank
Honkalammentie 186
FI-88730 YLÄ-VIEKSI, FINLAND
Email: contact@zakio.fr